The American Express SmartEarn Credit Card is designed to offer smart rewards and convenience for your daily transactions. With a simple online application process and quick approvals, getting this card is hassle-free.
Enjoy a range of benefits, including cashback on dining, shopping, and utility bill payments. Earn reward points on every transaction, which can be redeemed for a variety of vouchers and merchandise, making this card a valuable addition to your wallet.
With no joining fees and competitive interest rates, the SmartEarn Credit Card is a cost-effective choice for those looking to maximize rewards without extra costs. Simplify your spending and unlock a world of rewards with the American Express SmartEarn Credit Card—your ultimate companion for smart and rewarding transactions.
American Express SmartEarn Credit Card: Key Benefits and Rewards
- Earn 10X Membership Rewards Points for every ₹50 spent on Flipkart, Amazon, and Uber.
- Earn 5X Membership Rewards Points for every ₹50 spent on Paytm Wallet, Swiggy, BookMyShow, and more!
- Get a ₹500 cashback on eligible spends of ₹10,000 within the first 90 days of card membership.
- Unlock vouchers throughout the year:
- ₹500 voucher on spending ₹1.20 lakh in a membership year.
- An additional ₹500 voucher on spending ₹1.80 lakh in a membership year.
- Another ₹500 voucher on spending ₹2.40 lakh in a membership year.
- Enjoy a renewal fee waiver by spending ₹40,000 or more in the previous card membership year.
Make the most of your daily spending with the American Express SmartEarn Credit Card and enjoy valuable rewards and benefits year-round.
Get Smart Earn Credit Card Now
American Express SmartEarn Credit Card: Fees & Charges
- Joining Fee: ₹495 + GST
- Annual Fee: ₹495 + GST from the second year onwards (waived on eligible spends of ₹40,000 or more in the previous year)
Documents Needed
- PAN Card
- Address Proof: Utility bill, Aadhar card, etc.
- ID Proof: Passport, Aadhar card, etc.
- Income Proof: Salary slips or income tax returns
- Bank Statement: For the past 3-6 months
Eligibility Criteria
- Must be an existing credit card holder of any bank
- Employment Status: Salaried or self-employed
- Salaried: Minimum annual income of ₹4.5 lakhs
- Self-Employed: Minimum annual income of ₹6 lakhs
- Age Requirement: 21 to 60 years
Ensure you meet these criteria and have the necessary documents ready to apply for the American Express SmartEarn Credit Card and start enjoying its exclusive rewards.
How to Get the American Express SmartEarn Credit Card Offer
- Click the link below to be redirected to the bank’s official website.
- Once on the website, click “Login/Join Now” and complete the OTP verification process.
- Select the American Express SmartEarn Credit Card and fill in the required details accurately.
- Submit your application to start enjoying the exclusive rewards and benefits of the card.