The AMEX SmartEarn Credit Card (LTF) has received positive reviews for its rewarding benefits and easy accessibility. Enjoy a range of perks, including cashback on dining, shopping, and utility bill payments, helping you maximize your savings on everyday spending.
With this card, you’ll earn reward points on every transaction, which can be redeemed for a variety of vouchers and merchandise. Offering no joining fees and competitive interest rates, the AMEX SmartEarn Credit Card (LTF) is a smart and cost-effective option for managing your expenses.
With dedicated customer support, cardholders feel confident in their financial transactions. Experience the rewards and convenience of the AMEX SmartEarn Credit Card (LTF) your ideal choice for everyday spending.
American Express SmartEarn Credit Card: Key Benefits and Rewards
- Earn 10X Membership Rewards Points for every ₹50 spent on Flipkart, Amazon, and Uber.
- Earn 5X Membership Rewards Points for every ₹50 spent on Paytm Wallet, Swiggy, BookMyShow, and more.
- Receive ₹500 cashback on eligible spends of ₹10,000 within the first 90 days of card membership.
- Unlock vouchers throughout the year:
- ₹500 voucher on spending ₹1.20 lakh in a membership year.
- Additional ₹500 voucher on spending ₹1.80 lakh in a membership year.
- Another ₹500 voucher on spending ₹2.40 lakh in a membership year.
- Enjoy a renewal fee waiver on eligible spends of ₹40,000 or more in the previous membership year.
Make the most of your everyday transactions with the American Express SmartEarn Credit Card and enjoy a range of rewards and benefits.
Apply Now To Get a Smart Earn Credit Card
American Express SmartEarn Credit Card: Fees & Other Benefits
Fees & Charges:
- Joining Fee: ₹495 + GST
- Annual Fee: ₹495 + GST (from the second year onwards)
Eligibility Criteria:
- Must be an existing credit card member of any bank.
- Applicant must be an Indian resident.
- Employment Status: Salaried or Self-Employed.
- Salaried: Minimum annual income of ₹4.5 lakhs.
- Self-Employed: Minimum annual income of ₹6 lakhs.
- Age Requirement: 21 to 60 years.
Ensure you meet these eligibility criteria and review the fees before applying for the American Express SmartEarn Credit Card to unlock its exclusive benefits.