Kotak Indian Oil Credit Card

The Kotak Indian Oil Credit Card is designed for fuel-savvy individuals who want to maximize their savings at Indian Oil outlets. With a simple online application process and fast approvals, getting this card is quick and hassle-free. You can get the credit card easily by applying the link given below.

Key Benefits of the Kotak Indian Oil Credit Card:

  • Cashback & Discounts on Fuel Purchases:
    Enjoy exclusive cashback and discounts on fuel purchases at Indian Oil outlets, helping you save on every refill.
  • Reward Points on Every Transaction:
    Earn reward points on all your transactions, which can be redeemed for fuel vouchers or shopping, adding more value to your everyday spending.
  • No Joining Fees & Lower Interest Rates:
    Benefit from no joining fees and lower interest rates, making the Kotak Indian Oil Credit Card a cost-effective choice for smart fuel management.
Kotak Indian Oil Credit Card Reviews

Fuel your savings and unlock rewards with the Kotak Indian Oil Credit Card—your ultimate companion for smarter, more efficient fuel management.

Rewards on Kotak Indian Oil Credit Card

The Kotak Indian Oil Credit Card offers attractive rewards, especially for fuel, grocery, and dining purchases, making it a smart choice for everyday spending:

  1. 4% Back on Fuel Purchases:
    • Earn 24 reward points for every ₹150 spent on fuel at Indian Oil outlets (up to 1,200 reward points per statement cycle).
  2. 2% Back on Grocery and Dining:
    • Earn 12 reward points for every ₹150 spent on grocery and dining purchases (up to 800 reward points per statement cycle).
  3. 0.5% Back on All Other Spends:
    • Earn 3 reward points for every ₹150 spent on all other transactions.
  4. Welcome Bonus:
    • Get 1,000 reward points as a welcome benefit when you spend ₹500 within 30 days of card issuance.

Apply Now For Kotak Indian Oil Credit Card

Other Benefits:

  • Annual Fee Waiver:
    • The annual maintenance fee of ₹449 is waived if you spend ₹50,000 in the previous anniversary year.
  • Fuel Surcharge Waiver:
    • Save with a 1% fuel surcharge waiver for transactions between ₹100 and ₹500, with a maximum waiver of ₹100 per statement cycle at Indian Oil outlets.
  • Personal Accident Insurance Coverage:
    • Get ₹2,00,000 personal accident insurance coverage for added peace of mind.
  • Concierge Services:
    • Access concierge services for gift delivery, bookings, rentals, referrals, and reservations, ensuring convenience in everyday life.

With the Kotak Indian Oil Credit Card, you can save more on fuel, groceries, and dining, while enjoying additional benefits like personal accident coverage and concierge services. It’s a card tailored to make everyday expenses more rewarding and convenient.

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