The State Bank of India Sprint Credit Card offers a range of credit cards designed to meet diverse lifestyle requirements. With an easy application process and fast approvals, obtaining this card is simple and hassle-free.
Enjoy a host of benefits, including cashback on dining, shopping, and travel expenses, making every purchase more rewarding. Cardholders earn reward points on every transaction, which can be redeemed for exciting vouchers and merchandise.
This card is also a cost-effective choice, featuring transparent terms, competitive interest rates, and no joining fees—offering excellent value for money.
SBI Sprint Card Features and Benefits:
- 5% cashback on all online purchases and 1% cashback on offline purchases.
- Enjoy four free domestic airport lounge visits every year for a premium travel experience.
- Get a 1% fuel surcharge waiver at petrol pumps across India.
- Accepted at over 24 million outlets worldwide, ensuring global convenience.
- Make life easier with ‘Easy Bill Pay’, allowing hassle-free utility bill payments.
SBI Sprint Credit Card: Fees & Charges
- Joining Fee: ₹999 + GST
- Renewal Fee: ₹999 + GST (Waived if annual spending exceeds ₹2 lakh)
- Cash Advance Fee: 2.5% of the transaction amount or ₹500, whichever is higher
- Finance Charges: 3.50% per month (42% p.a.)
- Late Payment Fees: Varies based on the outstanding amount
- ₹0 – ₹500: Nil
- ₹500 – ₹1,000: ₹400
- ₹1,000 – ₹10,000: ₹750
- ₹10,000 – ₹25,000: ₹950
- ₹25,000 – ₹50,000: ₹1,100
- Above ₹50,000: ₹1,300
Make sure to review all charges before applying to maximize the value of your SBI Sprint Credit Card.
Apply For The SBI Sprint Credit Card
SBI Sprint Credit Card: Additional Charges
- Overlimit Fee: 2.5% of the over-limit amount or ₹600, whichever is higher
- Payment Dishonor Fee: 2% of the payment amount (minimum ₹500)
- Rewards Redemption Fee: ₹99 per redemption
- Cheque Payment Fee: ₹100
- Card Replacement Fee: ₹100 to ₹250, depending on the card type
- Foreign Currency Transaction Fee: 3.5% on international transactions (1.99% for Aurum and Elite cardholders)
Be sure to familiarize yourself with these additional charges to avoid any unexpected fees.
Read All The Terms and Conditions of SBI Sprint Credit Card Now
SBI Sprint Credit Card: Eligibility Criteria
- Age Requirement: Applicant must be between 21 and 70 years old
- Employment Status: Open to salaried individuals and self-employed professionals
- Credit Score: A good credit score is essential for approval
- Income: Applicant must have a regular and verifiable source of income
Ensure you meet these criteria before applying to increase your chances of approval.