The Standard Chartered Smart Credit Card is designed to offer a smarter way to manage your finances while enjoying exclusive rewards. With a hassle-free online application process and easy approvals, getting this card is effortless, allowing you to start enjoying the benefits right away. To get your Smart Credit Card You have to Apply Now.
By choosing the Standard Chartered Smart Credit Card, you’re not just making transactions—you’re unlocking a world of rewards, savings, and convenience. Elevate your spending and explore a smarter way to spend with this all-in-one financial partner.
Key Benefits:
- Cashback on Groceries, Dining, and Online Shopping:
Save more on everyday essentials and lifestyle purchases, including groceries, dining, and online shopping. - Reward Points on Every Transaction:
Earn reward points with every transaction, and redeem them for exciting vouchers, merchandise, and more. - Fuel Surcharge Waivers:
Enjoy added savings with fuel surcharge waivers, making it more affordable to fill up your tank. - Complimentary Airport Lounge Access:
Travel in comfort with complimentary access to airport lounges, ensuring a more relaxing travel experience.
Standard Chartered Smart Credit Card
The Standard Chartered Smart Credit Card offers exceptional cashback opportunities and flexible payment options, making it a great choice for everyday spending. With this card, you can enjoy exclusive rewards and smart financial benefits that make managing expenses easier.
Cashback Benefits:
- Flat 2% Cashback on all online spends, with a maximum cashback of ₹1,000 per month.
This ensures that every online purchase adds up to significant savings. - Flat 1% Cashback on all other spends, with a maximum cashback of ₹500 per month, allowing you to earn cashback on a variety of transactions.
Interest-Free Credit Period:
- Enjoy an extended interest-free period for the first 90 days after card issuance by paying only the minimum amount due. This feature gives you more financial flexibility and helps you manage your expenses more effectively.
EMI Conversion at Attractive Rates:
- Convert your eligible transactions into a 3-month EMI with an attractive interest rate of 0.99% per month, making larger purchases more manageable without the burden of high interest.
Annual Cashback Potential:
- Earn up to ₹18,000 in cashback annually with the Standard Chartered Smart Credit Card, maximizing your savings and ensuring you get the most value out of every purchase.
Standard Chartered Smart Credit Card
With the Standard Chartered Smart Credit Card, you not only enjoy the convenience of cashback on every spend but also benefit from interest-free periods and competitive EMI conversion rates. It’s the perfect tool for those looking to maximize their savings and spend smart.
How to Apply for the Standard Chartered Smart Credit Card
Applying for the Standard Chartered Smart Credit Card is simple. Follow the steps below to enjoy the benefits of this card:
- Visit the Standard Chartered Website or your nearest branch.
- Fill out the online application form with your personal and financial details.
- Upload the required documents for verification (see the list of documents below).
- Submit the form and receive your card approval in no time!
Fees & Charges:
- Joining Fee: FREE
- Annual Fee: ₹499 + GST
- Annual Fee Waiver: The renewal fee will be reversed if you spend more than ₹1,20,000 in the previous year.
After Seeing The Benefits Apply Now For the Credit Card
Documents Required:
To apply for the Standard Chartered Smart Credit Card, you’ll need the following documents:
- ID Proof (Aadhaar Card, Passport, Voter ID, etc.)
- Address Proof (Utility Bills, Aadhaar Card, Rent Agreement, etc.)
- Bank Statement (Typically for the last 3-6 months)
- Income Proof (Salary slips or ITR for self-employed individuals)
- PAN Card
- Recent Color Photographs
Eligibility Criteria:
To be eligible for the Standard Chartered Smart Credit Card, you must meet the following criteria:
- Employment Status: Salaried or self-employed individuals
- Minimum Income: ₹7 lakhs per annum
- Age Requirement: Applicants must be between 18 and 67 years of age
Applying for the Standard Chartered Smart Credit Card is a hassle-free process, and with minimal fees, it offers incredible value for frequent spenders. Be sure to check if you meet the eligibility criteria and gather the required documents before applying.
How to Apply for the Standard Chartered Smart Credit Card
Follow these simple steps to apply for the Standard Chartered Smart Credit Card online:
- Click the link below to go to the official Standard Chartered Bank website.
- Login or Join Now, and complete the OTP verification for security.
- Select the Standard Chartered Smart Credit Card from the list of options.
- Fill in the required personal and financial details as prompted.
- Submit your application, and you will receive a confirmation SMS once your application has been approved.
By following these easy steps, you can quickly apply for the card and start enjoying the benefits of smarter spending!